About RN Insurance Navigators — Lancaster County's RN-Founded Insurance Practice
RN Insurance Navigators was built to fill a gap no one else was filling in Lancaster County. Founder Wendy Tribioli is a Registered Nurse who understands both sides of the equation — health care and health insurance — and built this practice around using that understanding to help the people of Lancaster County and central Pennsylvania. The office is at 45 W. Brandt Blvd. in Salunga, PA — local, in person, and near you.
A Message From Wendy
The best way to understand what RN Insurance Navigators does — and how Wendy works — is to hear it directly. Watch the short video above for an introduction to her background, her approach, and what clients can expect when working with her.
Why This Work Matters
Mission
Assisting individuals in selecting insurance that provides them with financially attainable health care.
Vision
Bridging the gap between health care and health insurance.
These are not just taglines. They describe a real problem Wendy witnessed firsthand over two decades in healthcare — people making costly insurance decisions without the clinical and financial context to understand what they were choosing. She built RN Insurance Navigators to change that, starting here in Lancaster County.
Wendy's Background
Wendy Tribioli is the founder of RN Insurance Navigators — Registered Nurse, licensed insurance broker, and the only RN-founded independent insurance practice in Lancaster County.
Her healthcare career started at the bedside. She worked in ER and trauma settings, where decisions happen fast and the margin for error is small. From there, her career moved into Medicare, insurance regulations, and medical billing for a nonprofit health organization where she spent years seeing, from the inside, how insurance coverage gets interpreted, applied, coded, and denied.
That experience gave her something most insurance agents do not have: not just knowing what a plan covers on paper, but knowing how it behaves when a real claim lands on a real desk.
In 2021, Wendy opened her first office in Lititz, PA, to test whether this idea — a nurse-founded insurance practice that goes deeper than enrollment — could serve the community she had spent her career in. It could. As the practice grew, it became clear that what Lancaster County needed was not just another broker. It needed someone who could handle the harder problems too: billing disputes, denial appeals, long-term care planning, and the questions that do not fit neatly into a sales appointment.
That is when RN Insurance Navigators became what it is today — a full-serviceinsurance guidance and advocacy practice, based at 45 W. Brandt Blvd. in Salunga, PA, serving Lancaster County communities including Lancaster city, Manheim, Lititz, Ephrata, Elizabethtown, Mount Joy, and Columbia, as well as clients in York, Hershey, and across York and Dauphin Counties in central Pennsylvania.
Wendy's Credentials.
Bachelor of Science in Nursing — West Chester University
Master of Organizational Development — Pennsylvania State University
Licensed Pennsylvania Insurance Broker
20+ years of professional experience in healthcare, Medicare, insurance regulations, and medical billing
Social Security disability non-attorney representative certification
Wendy lives in Manheim, PA with her husband and daughter. Outside of work she can be found reading, knitting, or spending time outdoors in the Lancaster County community she has called home for most of her career.
The Approach — What to Expect When Working With RN Insurance Navigators
Most insurance appointments start with a product. Wendy's start with a conversation.
Before recommending anything — a Medicare plan, a Pennie option, a coverage strategy — Wendy conducts a full assessment. Current health situation. Medications. Preferred doctors and hospitals. Financial picture. Concerns.
It is the same approach she used as a nurse: understand the full picture before making a recommendation. Then explain the options clearly, honestly, and without pressure.
What Every Client Engagement Includes
A health and financial needs assessment
Not a questionnaire — a real conversation about what matters and what the coverage needs to do.
Plain-language explanation of options
Wendy explains what each option actually covers, what it costs in practice — not just on paper — and what the tradeoffs are. No jargon. No product-of-the-month push.
Independent recommendations
RN Insurance Navigators is not employed by any insurance carrier and does not work toward any company's quota. Recommendations are based on what fits the client's situation — not what pays more.
Ongoing support after enrollment
The client relationship does not end when the paperwork is signed. Wendy is available for billing questions, claims help, and coverage concerns throughout the year — and conducts an annual review every fall to confirm coverage still fits.
Consulting and advocacy when needed
For insurance denials, billing disputes, long-term care planning, and Social Security disability representation — fee-based consulting services are available that go beyond what a standard broker provides.
Rooted in Lancaster County
RN Insurance Navigators was built on relationships, not advertising. The majority of clients come through referrals — from financial advisors, attorneys, and neighbors who trusted Wendy enough to pass her name along.
RN Insurance Navigators was built on relationships, not advertising.
The majority of clients come through referrals — from financial advisors, attorneys, and neighbors who trusted Wendy enough to pass her name along.
Professional Referral Partnerships
Wendy is a trusted referral partner for several Lancaster-area financial and legal firms — including Keller Financial Associates, Rodgers & Associates Wealth Advisers, Sage Financial, and Young & Young Law. When their clients need Medicare and insurance guidance, they send them to RN Insurance Navigators.
If a client has heard Wendy's name from someone they trust in Lancaster County — that is by design. This practice was built to earn that kind of reputation.
Looking for an insurance professional near you in Lancaster County, York, or the Hershey area? The office is at 45 W. Brandt Blvd. in Salunga — in person, by appointment, Monday through Friday.
Trusted By Lancaster County's Financial and Legal Community
Ready to Work With Someone Who Gets the Full Picture?
For Lancaster County residents looking for insurance guidance from someone with real healthcare experience — RN Insurance Navigators is ready to help.
The first step is a conversation. No sales pitch, no obligation — just a clear look at what the options are and what makes sense for the situation.
45 W. Brandt Blvd., Salunga, PA 17538 Monday–Friday, 9:00 am – 5:00 pm wendy@RNsurance.net
